8. Answer: Mutual funds are investment opportunities that give you better returns compared to a bank’s time deposit. I here by authorize BPI Investment Management, Inc. to (i) use any contact details to communicate to me for whatever purpose; (ii) disclose any information herein provided to any person or entity. The Fund shall invest at least 90% of its net assets in equity securities under normal market conditions. What amount of financial risks are you willing to take when making investments? Earnings are not assured and principal amount invested is exposed to risk of loss. Redemption of rewards is until January 31, 2018. He is willing to take negative fluctuations in return including possible loss of initial investment. ALFM Mutual Funds allows you to diversity at a low cost. CONTACT BPI-PHILAM (632) 5285501 1-800-188-89100 (Toll Free) 15th Floor BPI-Philam Life Makati Ayala Avenue, Makati City 1226. Mr. Paterno obtained his MBA from Stanford University in 1984. Available Products for Moderately Conservative Investors: The portfolio seeks to achieve appreciation of capital over time. He received the Global HR Excellence Award for HR Leadership in the Philippines from the World HR Congress. The portfolio seeks to achieve protection ofprincipal through prevention of loss at all times. How do I open an ALFM Mutual Fund Account? When I invested in ALFM Growth Fund last year, there is a website exclusively for ALFM Mutual Funds (www.alfm.com.ph) but it is already inactive as of now. 7. He also directs the Ayala Business Club and manages the Ayala Young Leaders Congress. The various ALFM Funds allow clients to diversify and to spread risks across different asset classes and multi-currencies. 90% Philippine Stock Exchange Index10% 91-day Philippine T-Bill. ), Institute of Corporate Directors (ICD), and Financial Executives Institute of the Phils (FINEX). HR Mall is the Ayala Group’s shared services center and is now a full fledged business process outsourcing (BPO) company specializing in human resource services. As of December 2016, the aggregate Net Asset Value of the funds amounted to about P104 Billion. The fund shall invest substantially all of the Fund's assets in the stocks comprising the PSEi in the same weights as in the index. The Fund aims to achieve capital preservation through a steady stream of income by investing in a diversified portfolio of fixed income instruments issued by foreign and local entities, such as but not limited to, Euro-denominated government securities, corporate notes and bonds, and fixed income funds. I do not need to draw regular income from my investments nor do I see the immediate need to use any portion of the principal in the short term. Share to Twitter Share to Facebook Share to Pinterest. *Investment should be at least PhP100,000.00. If you do not fully understand this product, do not purchase or invest in it. The chart is intuitive yet powerful, offering users multiple chart types including area, lines, bars and Heiken Ashi. in the form of deposits and/or short term government securities). I need to draw regular income from my investments and may use a portion of the principal in the short term. An investor may enroll his ALFM investment account/s in the BPI ExpressOnline (www.bpiexpressonline.com) channel to enjoy the following benefits: The Regular Subscription Plan (RSP) feature allows an investor to make scheduled contributions on a periodic basis, either on a monthly or quarterly basis, permitting you to automatically invest in any of the ALFM Mutual Funds. Meaning, the company pools together their clients’ money and invests it in different channels like, stocks, bonds, time deposits, and the like. Answer: Mutual fund shares can be bought through the Certified Investment Solicitors (CIS), which are licensed by the SEC. He is willing to take negative fluctuations in return including possible loss of initial investment. Find basic information about the Alfm Money Market Fund mutual fund such as total assets, risk rating, Min. Minimal. : 506-0889, 975-6457, 506-0913. I have other sources of liquidity and do not see a real need to use funds for the next 10 years. I. I. Once filled-out, kindly print, completely sign the ONLINE INVESTMENT ACCOUNT APPLICATION form, together with your valid government-issued ID and FATCA FORM. 90% Philippine Stock Exchange index (PSEi) plus 10% return of the 91-day Teasury Bill, Philippine Stock Exchange Composite Index (PSEi), ALFM Dollar Bond Fund or ALFM Euro Bond Fund, View the composition of his ALFM investment portfolio, View the market value of his ALFM investment, Enter Subscription Payment / Redemption Orders, Monitor the details and status of a transaction order, View the transaction history as far back as 180 days, 1st Place: 1 year return, Money Market Fund Category, 1st Place: 3 year return, Money Market Fund Category, 1st Place: 5 year return, Money Market FUnd Category, 2nd Place: 3 year return, Bond Fund Category - Foreign Currency Denominated, 3rd Place: 10 year return, Bond Fund Category - Foreign Currency Denominated, 3rd Place: 1 year return, Equity Fund Category, 3rd Place: 3 year return, Equity Fund Category, 3rd Place: 10 year return, Equity Fund Category. Investors can create their own diversified investment portfolio by investing in several funds with varying amounts depending on their tolerance for investment risk. An investor may create his own investment account portfolio by investing in any one, or a combination of, the funds. 75% 91-day Philippine T-Bill, net of tax25% BPI Philippine Government 1-5 Year Index. As a shareholder, you will get equal shares in the gains or losses of the fund. He previously served as Vice President and head of many of BPI's divisions, including AMTG Retail Trust Division, AMTG Portfolio Management Division, Securities Distribution Group’s Retail Funds Distribution, and Private Banking Unit. The Fund isNOT a DEPOSIT product and is not an obligation of, or guaranteed, or insured by the FundManager, and is not insured by the Philippine Deposit Insurance Corporation (PDIC). 75% of the 91-day Philippine Treasury Bill (net of tax) plus 25% BPI Philippine Government Bond 1-5 Year Index. I am prepared to risk a substantial portion of my principal investment in order to achieve high returns or capital growth over a period of 5 years or more. Over P5 M (USD 100,000) up to P30 (USD 600,000). Step 3: Our Mutual Funds Sales Agent will contact you for a free financial consultation. For this purpose, I agree to indemnify and hold BPI Investment Management, Inc. free and harmless from any and all claims, liabilities, damages, suits or causes of action of whatever nature, now or hereafter arising from or in connection with the foregoing authorization. I will be very concerned and will immediately put my investment back to cash (i.e. He is a SEC-licensed Certified Investment Solicitor from 2001 to 2012. Mr. Bernardo is likewise a director of several companies and organizations including Aboitiz Power, BPI, Globe Telecom Inc., RFM Corporation, Philippine Investment Management, Inc. (PHINMA), Philippine Institute for Development Studies (PIDS), BPI-Philam Life Assurance Corporation, National Reinsurance Corporation of the Philippines and Institute for Development and Econometric Analysis (IDEA). The ALFM Money Market Fund was incorporated on October 19, 2009 as an alternative investment outlet for short term placements. In 2009, he was awarded by PMAP as the People Manager of the Year. Now, lately, I have been hearing about ATRAM Mutual Funds and I want to diversify some money on it since based on what I read it offers high returns among others. Mr. Sison III is currently the Treasurer of the Funds. The Fund commenced operations on May 10, 1999. High. II. The ALFM Growth Fund is best suited to investors who seek long term capital growth, or investors who want to invest in equities and fixed income instruments but have neither the time nor the expertise to make investment decisions. ALFM Mutual Funds are pooled funds. He was assigned in BPI International Finance Ltd. (HK) as Head of Investment Management Division and in BPI Capital Corporation – Corporate Finance Group as Vice President and Head of Syndications and Underwriting. The fund shall invest substantially all of the Fund's assets in the stocks comprising the PSEi in the same weights as in the index. 90% Philippine Stock Exchange index (PSEi) plus 10% return of the 91-day Teasury Bill, Philippine Stock Exchange Composite Index (PSEi), ALFM Dollar Bond Fund or ALFM Euro Bond Fund, View the composition of his ALFM investment portfolio, View the market value of his ALFM investment, Enter Subscription Payment / Redemption Orders, Monitor the details and status of a transaction order, View the transaction history as far back as 180 days, 1st Place: 1 year return, Money Market Fund Category, 1st Place: 3 year return, Money Market Fund Category, 1st Place: 5 year return, Money Market FUnd Category, 2nd Place: 3 year return, Bond Fund Category - Foreign Currency Denominated, 3rd Place: 10 year return, Bond Fund Category - Foreign Currency Denominated, 3rd Place: 1 year return, Equity Fund Category, 3rd Place: 3 year return, Equity Fund Category, 3rd Place: 10 year return, Equity Fund Category. ALFM Global Multi-Asset Income Fund, Inc. is an open-end mutual fund incorporated in Philippines. Investments, therefore, in Mutual Funds are valued at their prevailing market performance. Answer: Just like the old saying “don’t put all your eggs in one basket,” diversity is important so that you take less risk for your finances. Moderately aggressive investors want to increase the value of their portfolios while protecting their assets from the risk of minor losses. I have other sources of liquidity and do not see a real need to use funds for the next 5 to 10 years. For the appropriate mix that is suitable to you, you may contact your Mutual Funds Sales Agent who is prepared to advise you on the benefits, risks, and features of mutual funds investing. By diversifying, your risk is spread out to different investments, allowing you to get potential high returns without taking additional risks. *ALFM Online Investment Account Applications are only available to single savings/current accounts of BPI and BPI Family. A Mutual Fund is an open end investment company registered with the Securities andExchange Commission (SEC) in which the investible cash of numerous investors are pooled in a specific fund ("fund") with the aim of achieving a specific investment objective. I do not need to draw regular income from my investments nor do I see the immediate need to use any portion of the principal in the short term. He served as Industry Governor of the Market Governance Board of the Philippine Dealing and Exchange Corp. in 2008 and 2011 and currently sits as Alternate Governor. An investor who seeks a relatively stable return on investment that is slightly higher than traditional term deposit and who is willing to take minor negative fluctuations in returns. Answer: Your investment can be tracked via the Net Asset Value per share (NAVps). The Philippine Stock Index Fund ("PSIF") was incorporated on December 11, 2002 as an open end investment company. You can buy shares at any BPI or BPI Family Savings Bank branches throughout the country. For Fixed Income investments, the Fund earns periodic interest payments until maturity. His overriding concern is to protect principal amount of investments and earn a steady stream of interest income. Redemption of rewards is until January 31, 2018. The ALFM Euro Bond Fund is ideal for investors who want attractive returns for their Euro funds. Get peace of mind knowing that only our professional fund managers with years of experience handle your money. Outside deposits and short term government securities, I have experience investing in money market funds such ascorporate bonds and fixed income bonds. He dislikes risk and would settle for lower but fixed returns. 75% 91-day Philippine T-Bill, net of tax25% BPI Philippine Government 1-5 Year Index. Historical performance, when presented, is purely for reference purposes and is not a guarantee of future results. 6. The ALFM Euro Bond Fund is the first Euro currency incorporated fund in the country. For Single Account Holders with BPI Express Online*:A. Kindly log in to your BPI Express Online account then go to My Portfolio > Open New Accounts > Investments > Mutual Funds. To date, the ALFM Mutual Funds have the largest market share in the mutual funds’ industry in the Philippines. Once you can access your Mutual Fund Investment Account via BPI Express Online account, please go to Investments > Mutual Funds > Subscribe > Subscribe Now as shown below to transact your subscription. I need to draw regular income from my investments and may use a portion of the principal in the short term. He was also a Board member of Watson Wyatt & Co. from 2000 to 2003. He completed the corporate finance module of JP Morgan in New York City and underwent on-the-job training in corporate finance with JP Morgan in Hongkong. To date, it is the only index tracker mutual fund that fully replicates the PSEi. He serves on the boards of the Foundation for Economic Freedom, Manila Polo Club and Ateneo Scholarship Foundation. If ever you do not meet the Risk Profile needed, you may update your Risk Profile by going to Investments > Risk Profile. I hereby authorize BPI Investment Management, Inc. to (i) use any contact details to communicate to me for whatever purpose; (ii) disclose any information herein provided to any person or entity. He is currently the Managing Director of Lazaro Bernardo Tiu & Associates, Inc. and GlobalSource economist in the Philippines. Sounds great! ALFM Growth Fund is an open-end mutual fund incorporated in the Philippines. Available Products for Conservative Investors: The portfolio seeks to achieve preservation of capital considering the effects of inflation. 4. He used to be the President of BPI Investment Management, Inc. from May 2004 to June 2012. As a Managing Director of Ayala Corp., she served in various senior Management positions: 1) Chief Finance Officer and Chief Administrative Officer, Integrated Micro-Electronics, Inc. - IMI (January 2009 to July 2010); 2) Chief Finance Officer, Manila Water Company Inc. - MWC (January 2000 to December 2008); 3) Group Controller and later Vice President for Commercial Centers, Ayala Land, Inc. - ALI (January 1989 to March 1999); and 4) member of the boards of various subsidiaries of ALI, MWC and IMI. Growth and earning the highest returns are the main concerns of this investor. To preserve capital or real value of investments. 75% Philippines 30-day Special Savings Rate (net of tax) plus 25% BPI Philippine Government Money Market Index. It was originally incorporated as Ayala Life Filipino Income Fund, Inc. on July 18, 1997 and was renamed to Ayala Life Fixed Income Fund, Inc. on August 21, 1998. The Fund isNOT a DEPOSIT product and is not an obligation of, or guaranteed, or insured by the FundManager, and is not insured by the Philippine Deposit Insurance Corporation (PDIC). You can buy shares at any BPI or BPI Family Savings Bank branches throughout the country. What’s more, mutual funds require only a minimal investment and the gains you get are tax-exempt. The ALFM Growth Fund was incorporated on November 26, 2007 and is classified under the equity fund segment of the mutual fund industry. He is also a member of its Senior Management Committee. 74 K J’aime. C. Submit the above-mentioned documents, to any BPI or BPI Family Savings Branch (depending on your branch of account) or to BPI Investment Management Inc. at 3/F, Insular Life Building, Ayala Ave. corner Paseo de Roxas St., Makati City, 1226. Available Products for Aggressive Investors: Message: Undefined index: media_description. E-mail address: bpi_investment@bpi.com.ph Check out www.alfmmutualfunds.com or send us … Medium. I am prepared to risk a substantial portion of my principal investment in order to achieve high returns or capital growth over a period of 5 years or more. A Mutual Fund is an open end investment company registered with the Securities andExchange Commission (SEC) in which the investible cash of numerous investors are pooled ina specific fund ("fund") with the aim of achieving a specific investment objective. ALFM Mutual Funds pools the money of numerous investors in order to provide them with instant diversification and asset allocation without the high costs needed to create individual portfolios. He was awarded his A.B., cum laude, Honors Program in Economics from Ateneo de Manila University in 1980. The PSIF is suitable to investors who seek long term capital growth, or those who want to track the performance of the PSEi. 7. 2. 75% of the 91-day Philippine Treasury Bill (net of tax) plus 25% BPI Philippine Government Bond 1-5 Year Index. The ALFM Dollar Bond Fund is suitable to investors who are looking for consistently attractive returns for their US Dollar funds over the medium to long term. ALFM Mutual Funds, Makati. The customer can choose from any of the Mutual Funds: ALFM Mutual Funds allows you to diversity at a low cost. Copyright 2015 © BPI Investment Management Inc. The Fund aims to achieve capital preservation through a steady stream of income by investing in a diversified portfolio of fixed income instruments issued by foreign and local entities, such as but not limited to, Euro-denominated government securities, corporate notes and bonds, and fixed income funds. However, please be informed that you can only subscribe in an ALFM Fund if your Risk Profile is suitable to the preferred Fund. The Fund isNOT a DEPOSIT product and is not an obligation of, or guaranteed, or insured by the FundManager, and is not insured by the Philippine Deposit Insurance Corporation (PDIC). To learn more about the RSP, click here.For a step-by-step guide on how to enroll your account in the RSP, click here. As of December 2016, the aggregate Net Asset Value of the funds amounted to about P104 Billion. He obtained his M.B.A. degree in 1976 from the University of the Philippines (Diliman). I will NOT be concerned about the short-term function of certain investments in my portfolio. Medium. Due to the nature of the investments, yield and potential yields cannot be guaranteed. By diversifying, your risk is spread out to different investments, allowing you to get potential high returns without taking additional risks. Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube. The Fund shall invest at least 90% of its net assets in equity securities under normal market conditions. How do I gain from investing in Mutual Funds? The customer can choose from any of the Mutual Funds: ALFM Mutual Funds allows you to diversity at a low cost. 75% 30-Day Philippine Special Savings Rate, net of tax25% BPI Philippines Government Money Market Index. The ALFM Peso Bond Fund is the largest mutual fund in the Philippines. 1. The Fund aims to track the performance of the Philippine Stock Exchange Composite Index (PSEi). What do you want to achieve from your investment? This is not a deposit product. How do I gain from investing in Mutual Funds? Fund, Inc. on October 23, 1993, and was created to engage primarily in the business of investing, reinvesting, and trading of securities, and to operate as an open-end investment company. Available Products for Moderately Conservative Investors: The portfolio seeks to achieve appreciation of capital over time. Ms. Nuesa attended the Advanced Management Program of the Harvard Business School in the US in June 1999 and completed her Master in Business Administration (MBA) degree from the Ateneo-Regis Graduate School of Business in 2011. He has been the Chairman of ALFM Peso Bond Fund, Inc. from 2003 to present, ALFM Dollar Bond Fund, Inc. from 2003 to present, ALFM Euro Bond Fund, Inc. from 2005 to present, ALFM Growth Fund, Inc. from 2007 to present, and ALFM Money Market Fund, Inc. from 2009 to present, and Philippine Stock Index Fund Corp. since 2007. I have an extensive experience in investing and have a broad understanding of the domestic and global capital markets in general. The Fund aims to achieve long-term capital appreciation by investing in a diversified portfolio of equities and fixed income instruments. He accomplished the requirements of the American Compensation Association’s Certified Compensation Profession (CCP) Program in 1989. The various ALFM Funds allow clients to diversify and to spread risks across different asset classes and multi-currencies. The Fund aims to achieve preservation of capital and stable income by investing in a diversified portfolio of Philippine Peso denominated short-term fixed income and money market instruments. It changes daily and is calculated at the end of the trading day.To get the NAVps, the net of the fund’s total assets minus its liabilities is divided to the number of outstanding shares.The NAVps of a mutual fund is based on the current market price of the fund’s assets and liabilities. 90% Philippine Stock Exchange Index10% 91-day Philippine T-Bill. An investor who seeks a balance between growth in capital and income and who is willing to take negative fluctuations in returns. For Joint Accounts and/or Non-BPI Express Online Users:A. Growth and earning the highest returns are the main concerns of this investor. I know bank deposits, BSP, SDA, T-bills and money market placements. They are managed and distributed by the BPI Investment Management Inc., a subsidiary of Bank of the Philippine Islands (BPI)., which had over ₱100 billion worth of asset in its portfolio. 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